Rothschild bond

Detail from a specimen for a Rothschild loan to Brazil, 1889. The finance secured by Rothschild bonds was one of the essential building blocks of the modern world. Capital raised by the bonds was put to many uses, from supporting newly independent nation states, to the provision of the infrastructure that delivered global economic development.

© 2011 The Rothschild Archive London.

Frequently asked questions

Rothschild

Who is Rothschild?

N M Rothschild & Sons Limited ("Rothschild") is a UK bank, authorised and regulated by the Financial Services Authority ("FSA") (register no: 124451). Rothschild offers deposit services to UK residents through its Rothschild Reserve business.

Rothschild was established in 1798 and is part of the Rothschild Group*, one of the world's leading independent banking groups, which remains controlled by the Rothschild family.

* the Rothschild Group includes: N M Rothschild & Sons Limited, Rothschild & Cie Banque, Rothschilds Continuation Holdings AG, Paris Orléans SA, Rothschild Bank International Limited, Rothschild Bank AG and all their related subsidiary businesses globally.

What is Rothschild Reserve?

Rothschild Reserve is a deposit taking business of N M Rothschild & Sons Limited.

Is Rothschild a bank?

Yes. Rothschild is a bank which is authorised and regulated in the UK by the Financial Services Authority (register no: 124451).

Is Rothschild covered by the Financial Services Compensation Scheme ("FSCS")?

Rothschild is covered by the FSCS. The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors - including most individuals - are covered by the scheme. In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor's accounts with the bank, including their share of any joint account, and not to each separate account. For further information about the scheme (including the amounts covered and eligibility to claim) please contact us, refer to the FSCS website (www.FSCS.org.uk) or call the FSCS on 020 7892 7300.

Who owns Rothschild?

Rothschild is the main UK operating company of the group headed by Rothschild Concordia SAS which is controlled by the Rothschild family.

Is there financial information available for the Rothschild Group?

For the year ended 31 March 2011, the results of N M Rothschild & Sons Limited include total consolidated operating income of £396.5m and profit before income tax of £45.9m. As at 31 March 2011, total consolidated assets for N M Rothschild & Sons Limited were £2.8bn including cash of £1.0bn on short term deposit.


Rothschild Group Information*


 
Profit & Loss Account (year ended 31 March)
2011
€m
Total operating income 1,300.8
Profit before tax 315.7
Balance Sheet (at year end 31 March)  
Total assets 8,615.7
   of which: Cash placed with banks 3,664.3

*This summary has been extracted from the audited consolidated financial statements of Paris Orléans SA which includes Rothschild & Cie Banque, Rothschilds Continuation Holdings AG, N M Rothschild & Sons Limited, Rothschild Bank International Limited, Rothschild Bank AG and all their related subsidiary businesses globally. These companies are all controlled by the Rothschild family.

How safe is my money with Rothschild?

Rothschild has a conservative balance sheet and is well capitalised. Rothschild is authorised and regulated by the Financial Services Authority and is covered by the Financial Services Compensation Scheme (see Is Rothschild covered by the Financial Services Compensation Scheme ("FSCS")?).

Does Rothschild Reserve offer a full banking service with branches?

Rothschild Reserve offers fixed rate term deposits to UK residents. It does not offer full banking services (such as current accounts, cheque books and debit/credit cards) and does not have any branches.

Does any part of the Rothschild Group offer a full banking service?

Full banking services (such as current accounts, cheque books and credit/debit cards) are offered by Rothschild Bank International Limited ("RBI") for customers with over £100,000 to deposit who wish to bank in Guernsey. For further details please see the RBI website at www.rothschild.gg.

Does any part of the Rothschild Group offer wealth management and trust services?

Other parts of the Rothschild Group provide expert advice on structuring and managing wealth to individuals, families, trusts and charities all over the world. For further details, please see the Wealth Management and Trust website.

Other Information

What are your hours of operation?

Our normal hours of operation are 9am to 5pm Monday to Friday, excluding bank holidays.

What are your general terms and conditions?

Download general terms and conditions. >